Grow your business while keeping your cash

Asset Finance
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Zahara have teamed up with Reality Finance, who offer asset finance solutions for new investments or business equipment. From office fits outs & refurbishments to IT Hardware and Software, they will secure you the best finance deal appropriate for your business..

Reality have specialist funding facilities for the following types of assets & sectors:
  • Manufacturing and Construction
  • Technology projects
  • Furniture and refurbishments
  • Education, Charities and Care Provider sectors
 

Benefits of Leasing

Reality Finance can offer funding facilities such as specialist technology loans, hire purchase, lease to buy, and invoice discounting. By using these facilities, your business can purchase the equipment you need today, whilst paying over a period of time. Additional benefits of asset finance include:
  • Purchasing assets from £1k upwards
  • Full ownership at the end of the term
  • Frees up cash reserves
  • Fixed monthly outgoings
  • Obtain advanced equipment on a budget
  • Tax Sense: 100% Tax Allowable and VAT can be reclaimed
  • Purchase equipment with fewer internal objections

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Frequently Asked Questions

Can Asset Finance fund all aspects of an IT project?

On top of the Hardware itself, Reality can wrap all elements of an IT Project into one monthly payment plan. If you have multiple invoices for licenses, implementation, server builds and migrations, you can pay monthly over 12 months to 5 years.

Can the finance agreement be settled early?

Yes – the finance agreement can be settled at any point within the term.

Will the finance payments fluctuate in-line with inflation?

No – all payments are fixed for the entire term of the finance agreement.

What happens with the VAT on a Finance Agreement?

Lease Rental 100% tax deductible, and all payments made for the equipment are written off against the company’s tax bill. For any profit-making business, this means a substantial saving in the real cost of acquiring equipment.

What happens at the end of the finance agreement?

At the end of the agreement, you have the option to either renew the contract and upgrade the equipment or pay a one-off fee to gain ownership.

Is there a minimum cost for Asset Finance?

Finance can be used for all sizes of transactions. You can finance equipment from £1000 upwards.

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    Take control and book in with one of our AP Specialists today.